Do you need money in your account to use a credit card?
To use a credit card you do not have to have money in the bank. You do if you want to use a debit card that the bank issued you. You could also use a prepaid credit card. You load the card with cash and spend the money by using the card. ChaCha!
Answered -
About Credit Card
Credit cards are convenient forms of payment, and can also allow people to spend beyond their means if they don't pay off the balance monthly.
About Debit Card
A debit card is a plastic card that enables the cardholder to withdraw money directly from their bank account or to make purchases which are charged directly to the bank account instead of charging on credit.
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