How old do you have to be to have a credit card?
In February 2010 the Credit CARD Act went into effect. One of the new rules established by the act is that no one under 21 may sign up for a credit card without either a co-signer or verification of sufficient income. Come back and ChaCha again.
Answered -
Older Answers
The minimum age to have a credit card is 18. Some may have a credit card that are younger, but its legally bound to their parents.
Answered -
To have a credit card you must be 18 years old at the time your application is submitted. Thanks for asking ChaCha!
Answered by Travis S. -
The usual age for a credit card is 18,but I believe your parents can sign for one for you if you're younger. Thanks!
Answered by Tara S. -
About Credit Card
Credit cards are convenient forms of payment, and can also allow people to spend beyond their means if they don't pay off the balance monthly.
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