X

We detected that you're visiting our site from the UK. Would you like to visit the ChaCha UK website?

Cobra Insurance


Cobra Insurance

COBRA is the Consolidated Omnibus Budget Reconciliation Act of 1985. It requires most employers with group health plans to offer employees the opportunity to continue temporarily their group health care coverage under their employer's plan if their coverage otherwise would stop because of termination, layoff, or other change in employment status.

About Cobra Insurance

It is available up to 18 months for covered employees, as well as their spouses and their dependents, when workers otherwise would lose coverage because of a termination or because of the reduction of hours.

It is available up to 29 months to employees who are determined to have been disabled at any time during the first 60 days of COBRA coverage and applies as well to the disabled employee's nondisabled qualified beneficiaries.

It is available up to 36 months for spouses and dependents facing a loss of employer-provided coverage due to an employee's death, a divorce or legal separation, or certain other qualifying events.

The qualifying event requirement is satisfied if the event is either the death of a covered employee; the termination (other than by reason of the employee's gross misconduct), or a reduction of hours, of a covered employee's employment; the divorce or legal separation of a covered employee from the employee's spouse; a covered employee becoming entitled to Medicare benefits under Title XVIII of the Social Security Act; or a dependent child ceasing to be a dependent child of the covered employee under the generally applicable requirements of the plan and a loss of coverage occurs.
vickiz

Recent Cobra Insurance Questions

PREV 1 2 NEXT
29 Answers
Advertisement