Cobra Insurance
COBRA is the Consolidated Omnibus Budget Reconciliation Act of 1985. It requires most employers with group health plans to offer employees the opportunity to continue temporarily their group health care coverage under their employer's plan if their coverage otherwise would stop because of termination, layoff, or other change in employment status.
About Cobra Insurance
It is available up to 18 months for covered employees, as well as their spouses and their dependents, when workers otherwise would lose coverage because of a termination or because of the reduction of hours.
It is available up to 29 months to employees who are determined to have been disabled at any time during the first 60 days of COBRA coverage and applies as well to the disabled employee's nondisabled qualified beneficiaries.
It is available up to 36 months for spouses and dependents facing a loss of employer-provided coverage due to an employee's death, a divorce or legal separation, or certain other qualifying events.
The qualifying event requirement is satisfied if the event is either the death of a covered employee; the termination (other than by reason of the employee's gross misconduct), or a reduction of hours, of a covered employee's employment; the divorce or legal separation of a covered employee from the employee's spouse; a covered employee becoming entitled to Medicare benefits under Title XVIII of the Social Security Act; or a dependent child ceasing to be a dependent child of the covered employee under the generally applicable requirements of the plan and a loss of coverage occurs.
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Recent Cobra Insurance Questions
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Dec 18 2011, 10:21pm - COBRA is temporary continuation of health coverage at group r...
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Does Kohl's offer Cobra insurance coverage?
Nov 15 2011, 9:17pm - COBRA health insurance provides a safety net for Americans wh...
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How long does Cobra insurance last?
Oct 29 2011, 7:11pm - COBRA beneficiaries are eligible for coverage during a maximu...
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Can you receive health insurance while receiving unemployment?
Oct 20 2011, 1:39pm - When you are on unemployment you can keep health insurance th...
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Aug 29 2011, 12:23pm - COBRA, the Consolidated Omnibus Budget Reconciliation Act of ...
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Can I get COBRA medical insurance if I quit my job?
Jun 14 2011, 11:22am - You cannot be denied your COBRA eligibility simply because yo...
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What is the Cobra for ex-employees?
Jun 06 2011, 2:57pm - COBRA gives you the right to choose to temporarily keep the g...
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If u lost your job does COBRA let you keep your health insurance J*H*F?
May 16 2011, 11:32am - As a ChaCha employee, we don't get insurance because we're in...
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Is cobra a state run insurance company?
May 10 2011, 8:42am - No, COBRA gives you the right to keep your health insurance c...
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Does the Government still pay for 65% of cobra insurance?
May 09 2011, 7:37pm - As of now, Cobra is still paying 65% of medical bills, while ...
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What is insurance coverage for those who lose their job?
Apr 07 2011, 3:47pm - If you meant health insurance, here are some alternatives: CO...
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Where can you get insurance when you have no job?
Mar 30 2011, 2:15am - Look into short-term health insurance, from most insurance co...
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What is COBRA in relation to insurance?
Mar 14 2011, 1:49pm - COBRA is the expensive health insurance that takes over after...
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How do i get health-care if i'm unemployed or not employed?
Feb 21 2011, 3:21pm - You can get health care by either subscribing to an individua...
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How much does COBRA insurance cost after your job?
Jan 21 2011, 5:35pm - Cobra insurance if you paid 50% for your insurance & your emp...
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Will gold's gym bill insurance companies?
Jan 15 2011, 12:13am - They continued to bill us. I would call the gym and I would b...
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Who has the cheapest medical insurance?
Nov 21 2010, 6:46pm - Check out Cobra Health Plans. Although the insurance they off...
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What is COBRA in the medical field?
Sep 28 2010, 9:22pm - The Consolidated Omnibus Budget Reconciliation Act of 1985 (o...
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Why get COBRA health insurance?
Sep 27 2010, 8:08pm - COBRA provides certain former employees, retirees, spouses, f...
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If you get fired and or quit your job how long do you get to keep that insurance you pay for?
Jul 23 2010, 11:04am - There are two Federal laws that can help prevent loss of heal...