Credit Score

The credit score is an expression which determines a person's creditworthiness and is based upon information gathered from credit bureaus.

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About Credit Score

Most people know the credit scores as that 'evil grading system' which puts a damper on your plans to get a credit card, car, or even house. Given the current economic situation, lenders are becoming more and more stingy on who they're lending cash out to and are relying heavily on someone's credit score.

A credit score is a number that represents the overall creditworthiness of a person, basically a YES or NO if you're able to get credit through anyone.

The number is established by pulling data from the various credit bureaus and statistically analyzing that data and calculate a number based upon the results.

A credit score above 770 is excellent, and will most likely get you a credit card or loan. Anything below 620 however, is considered questionable and could result in rejection.

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Recent Credit Score Questions

What is considered a bad credit score?

1 hr 28 min ago - 320 would be considered a bad score, 678 would be average, an...
How to improve credit score?

1 hr 56 min ago - Pay your bills on time. Pay down your debts. Don't close old,...
Do you have to have a credit card?

3 hr 30 min ago - Credit cards reduce the difficulty in building a good credit ...
How do i get a credit card?

3 hr 55 min ago - In order to be eligible to obtain a credit card, you must hav...
What is the highest credit score a person can obtain?

5 hr 7 min ago - FICO scores range from 300-850, and most people score in the ...
What is credit and a credit report?

7 hr 33 min ago - A credit score is a three-digit number based on a borrower's ...
What is a good credit score?

9 hr 49 min ago - FICO score of 700 and higher means Excellent or Very Good cre...
What does your credit score have to be to get approved for credit card?

10 hr 12 min ago - It depends on the credit card company issuing the card. Some ...
Is a credit score of 594 good?

10 hr 20 min ago - According to the FICO credit score scale, the scores that are...
Is a 700 credit score good?

11 hr 30 min ago - The FICO credit score ranges from 300 to 850, so a score of 7...
What is a low interest rate on a credit card?

13 hr 4 min ago - 12.99%-20.99. Most credit cards vary with your credit score. ...
What is my credit score?

13 hr 8 min ago - One cannot see your credit score without knowing personal inf...
What is better, a low or a high credit score?

16 hr 8 min ago - The higher your credit score, the better. Thank you for using...
How do you overcome bad credit?

20 hr 41 min ago - If you are under the trauma of a bad credit score you can ove...
What is the best and worst credit score possible?

21 hr 26 min ago - The credit score range that most of the financial intuitions ...
What is a perfect credit score?

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Does it affect my credit score?

23 hr 52 min ago - How long accounts have been opened is part of the FICO credit...
Can overdraft fees from a debit card mess up your credit?

Yesterday, 10:52pm - No, overdraft fees from a debit card will not mess up your cr...
What is considered good credit?

Yesterday, 8:35pm - FICO score of 700 and higher means Excellent or Very Good cre...
What credit score is needed for a mortgage in NY?

Yesterday, 8:26pm - Lenders are going to want to see a steady source of income an...