Free Credit Report

Free Credit Report is the name of a company (FreeCreditReport.com) that tracks your credit report and does a lot of advertising on TV. In addition, anyone can get their own free credit report by going through the government website annualcreditreport.com or by calling 877-322-8228. By law all Americans can get one free credit report annually so they can monitor their debt and how it is being reported.

RELIABLE FREE CREDIT REPORTS

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About Free Credit Report

A free credit report allows you to view your credit history. The free credit report will contain reports of each of the three nationwide credit reporting companies — Experian, Equifax, and TransUnion. Most free credit reports will not give you your credit score.

A credit report will allow you to view your credit history and personal information. The purpose is for the owner to spot discrepancies and catch any fraud or unauthorized activity. Monitoring your credit reports is the best way to catch identity theft before it goes too far.

In 2003 an amendment was added to the Fair Credit Transactions Act stating that all consumers were eligible to receive one free credit report per year. This free report can be received by going to the government-authorized website, annualcreditreport.com or by calling 877-322-8228. There are many other sites that offer free credit reports but often they come with a catch that requires you to buy something or enter your credit card number.

Recent Free Credit Report Questions

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2 hr 40 min ago - You can get a free credit report by FreeCreditReport.com. The...
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19 hr 36 min ago - French Canadian actor Eric Violette, a skilled singer and mus...
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